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What will my amortization look like?
Use this calculator to determine your monthly payment and amortization schedule. Quickly see how much interest you will pay, and your principal balances.
Principal Loan Balance
Annual Interest Rate (%)
Amortization Length
(Years, typically 30 or 15 in US, 25 in Canada)
Starting: Month =
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Year =
Show full amortization table?
No
Yes
Pre-payment method:
None : No Prepayments
Monthly : Pre-pay a set amount each month
Annually : Pre-pay a set amount once each year
Bi-weekly : 26 half paymts/yr - 2 half pre-paymts each 6 months
Bi-weekly : 26 half paymts/yr - 1 full pre-paymt each 12 months
One Time : Pre-pay one set amount after a given # of months
Monthly/Annually/One-Time
Principal Prepayment Amount
One-Time Prepayment to be
paid after payment (month #)